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Resolved Question: If US has equality, why is there a gender gap in health insurance?

Gender gap discovered in health insurance: Women pay more for individual plans:http://www.signonsandiego.com/uniontrib/20081030/news_1n30insure.html According to the article: "Insurers say they have a sound reason for charging different premiums: Women ages 19 to 55 tend to cost more than men because they typically use more health care, especially in the childbearing years. But women still pay more than men for insurance that does not cover maternity care. In the individual market, maternity coverage may be offered as an optional benefit, or rider, for a hefty additional premium." Whats the difference in what women vs men have to pay for health coverage? According the article above: "The disparities are evident in premiums charged by major insurers like Humana, UnitedHealth, Aetna and Anthem, a unit of WellPoint; in prices quoted by eHealth, a leading online source of health insurance; and in rate tables published by state high-risk pools, which offer coverage to people who cannot obtain private insurance. Humana, for example, says its Portrait plan offers “ideal coverage for people who want benefits like those provided by big employers.” For a Portrait plan with a $2,500 deductible, a 30-year-old woman pays 31 percent more than a man of the same age in Denver or Chicago and 32 percent more in Tallahassee, Fla." Recent Economic affects on women: COBRA's High Cost Bites Into Jobless Safety Net, especially for women, who have to pay more for individual health insurance: http://www.womensenews.org/article.cfm?aid=4041 Research Study results: Nowhere to Turn: How the Individual Health Insurance Market Fails Women: http://action.nwlc.org/site/PageNavigator/nowheretoturn_Report So why the gender gap in health insurance, if equality is here in the US? I keep hearing how feminism isn't needed in the US or the West, we're all supposedly equal now. What gives?I don't have kids, never had them, and won't have them, so why do I have to pay higher health insurance rates-why don't I get the rates men do? So does this mean, based on your answers, that we can stop hearing about gender gaps in auto insurance rates that men pay, since this gender gap in health insurance rates doesn't matter? Ok, glad I won't have to hear about that ever again.FYI: Don't want any of these, and in the US, these are elective surgeries, meaning, they are not covered by a health insurance plan and the individual has to pay for all of this stuff themselves: breast augmentation and vaginal cosmetic surgeries (ewww). Never had a hysterectomy or a tubal hon-I"d look for any way to avoid both of those surgeries as well. I've had my tonsils out though, when I was 5. That is probably why I'm paying such high health insurance costs. more

Resolved Question: Any suggestions for appealing a Medicare part D (drug plan) denial by Humana based on off label use?

Do you know of any websites that are helpful?Thanks. more

Voting Question: Is a public-private "compromise" like Massachusetts or Kentucky's Humana VA called that because it compromises?

the quality of care to the extent it is a for-profit cash-cow instead of a health plan?So how does endorsing such a moronic idea make a conservative like Obama a so-called "liberal"?♪♪•••♪♪: Link? more

Resolved Question: How can we get out of my husband's incredibly expensive workplace health insurance?

To make a long story not-so-short- we have Humana through my husband's place of work. Our rates have gone up HIDEOUSLY. They are taking $556 EVERY TWO WEEKS out of his paycheck. Yes, that's right- we are paying a little over $12,000 alone just in insurance this year. We had to accept to continue this plan because our 2 year old little girl has Epilepsy and she would not be covered under any other outside plans- at least not for a year- and it just so happens that this year alone is the worst year so far for her epilepsy as far has the price of her medications, neuro visits and increase in seizure activity. My husband is the only one working because I have to stay home with our daughter. This insurance takes MORE THAN HALF of his paycheck every two weeks. We are now at federal poverty level soley because of the insurance. When we contacted his employer HR person a week after enrollment to drop coverage- she told us we could not drop it because "Section 125 of our insurance contract states that we cannot because the insurance is pretaxed." The only way we could drop, as she said, was he would have to quit his job for another or..he would flat out have to die or have some other major event that would affect his status. If he left to go to another company- once again we have the issue with our daughter being a pre-existing condition. I have called at least 20 insurance companies and every single one has told me she could not be covered because she is high risk- plus the overall cost of her medication. We called the state health insurance board and we were told this type of plan is called a "Cafeteria" plan and sadly, it "screws" hundreds of thousands of people like us yearly. The person we talked to told us we would have to get a lawyer and pursue legal action if we wanted out of the contract. We are absolutely broke- we could never afford a lawsuit. There is no money for bills...nothing. Food is more important than bills- especially with a child- so we buy food instead while bill collectors call us non-stop. Can anyone please help us??? We can't even get our daughter on state insurance such as Medicaid because of the current insurance she has through her father's employer. Can we file a hardship- would that work on employers insurance? Can anyone help us at all? We are wanting out so that our daughter can get state health insurance or coverage through BCBS CoverKids Tennessee. As of now, we are told noone can be dropped off the plan at all. more

Resolved Question: How do I find the right INDIVIDUAL HEALTHCARE plan for me?

I'm a freelance journalist in Chicago and I need to buy an individual healthcare plan. I've looked into Humana and BlueCross, but neither offered entirely clear, concise and helpful information. If anything, the language they use on their respective sites paint a portrait of individual healthcare with broad strokes (i.e.: it sounds OK enough but it's not declarative enough to answer particular questions). So then... Where can I shop for an affordable, individual healthcare plan? Which companies are good? Which ones are not good for individual plans? Is there some way I can compare individual plans from different companies? As always, THANK YOU for your help! more

Resolved Question: Which health plan is better secure horizons or humana?

I now have humana and they started having me pay 18 a month premium. I beleive secure horizons has the same benefits as humana and doesn't charge a monthly premium. I would like to know if anyone really knows which plan is better. I beleive aarp endorsed secure horizons over humana. more

Resolved Question: Family looking for Family Health Care?

I am about to loose my employer provided health care and looking to purchase my own. I am looking for one with a low to no deductible plan that covers 2 adults and 2 children. We once had Humana (provided by our employer) that had no deductible before they changed provider to Anthem that has a $5000 deductible that we do not like at all for it was too much out of pocket spending each time we went to get care. Is there any affordable plans out there that are worthy? Thank you. more

Resolved Question: How do I change my healthcare plan with Humana?

How can I change my current healthcare plan with Humana? I went to pick up my (normally) $30 prescription, and was told it was $400! Said my plan under Humana had a $2000 deductible (whatever that is). How do I change this disaster before I go broke, and what is this deductible stuff? Thanks for any help! more

Voting Question: How can I change my current healthcare plan with Humana?

I went to pick up my (normally) $30 prescription, and was told it was $400! Said my plan under Humana had a $2000 deductible (whatever that is). How do I change this disaster before I go broke, and what is this deductible stuff? Thanks for any help! more

Resolved Question: healthg insurances help?

I just got married and i am trying to find good health uinsurance. my i have a obgyn doctor who take humana and a few others, but ireally wanted blue cross blue shield. anyway, my questions is what do i lok for in health insurance.... i plan to have a baby within the next couple of years, i want to pay as little as possible under 200 What type of dedutcble is important and good? i am just so confused....what things in looking for good health insurance is the most important? more

Voting Question: What is the deductible for x rays under the humana plan in texas?

Resolved Question: Moving to a new state, will my rate decrease?

I am looking to buy my own health insurance to start soon into the new year. If I buy a plan through Humana-One in Wisconsin at approximately $78/month and then move to Ohio where the same plan costs only $58/month will my rate be decreased when I relocate? The plan is portable and states you can keep your coverage when you move to another state. However, if I would be stuck paying $78/month because I paid my first month in Wisconsin, it doesn't seem worth it if I will be moving within a month to Ohio. At the same time I really don't want to be uninsured for any amount of time. more

Resolved Question: Best option for buying insurance for my 8 yr old child?

I am wanting to buy insurance for my child. He is no longer covered by his old plan and I want to get it ASAP. Without having company/ group coverage as an option I have been looking at EHealth online services. It can be a little confusing on just exactly which is the right deal. My child is never sick and has no existing issues, but with all the sport; I just don't want to be facing a broken leg and no insurance. I could some advise here. I have all but pulled the trigger on a package I found through Humana (I think) on the E health site but I just would like an nonbias opinion first. Thanks more

Resolved Question: TURNING 65 NEED TO PICK MEDICAL INSURANCE.?

WHICH MEDICAL PLAN IS THE BEST TO CHOOSEE, MEDICAID, HUMANA ETC. ETC. THANK U VERY MUCH more

Resolved Question: Are medical salries going to go down under Obama's new healthcare plan?

He want to let people be able to purchase the cheap health care like medicare, humana, and such. these health insurances have a fixed rate that they will pay doctors and it doesn't allow them to price gouge. price Gouging is how they make a lot of their money. So are all health care professionals going to receive a pay cut?Thakn you guys great answers! Rebecca D. ummm, obviously you don't know what you are talking about. more

Resolved Question: Why is it impossible for a Bipolar I diagnosed person to get health insurance?

I am a 26 year old, fully functioning, working, female adult who just happens to have a Bipolar I diagnosis that I got at the age of 21 while still in college. It so happens that I was on my parents healthcare until the age of 23, and then was uninsured. I have had several high paying jobs with group benefits since then, but I recently quit the last one to return home to help an ailing family member with a family business. Because it is a company of under 6 people, there is no group insurance plan. I have money and am proud that I earn my own wages. I have NO problems paying ridiculous amounts for health insurance, provided that they will cover prescriptions and everything but co-pays. My current insurance plan is crap and will not cover any psychiatric treatment, will only cover regular medical expenses (broken arm, stitches, etc) after I've paid $500 out of my own pocket, and no prescriptions. I have applied (and been denied) for health insurance already from: Blue Cross Blue Shield, Humana, United, and a couple of other major health insurance agencies. They all reject me immediately because of the Bipolar I diagnosis. I have appealed this rejection a few times because I have never been hospitalized as an inpatient, I have never hurt myself, etc. It seems very unfair to me that they randomly reject me without viewing my case file. My psychiatrist is even willing to write a letter on my behalf and I have had insurance agents personally appeal to underwriting, to no avail. I have had NO problems with my disorder since I've been medicated, which was December of 2003. Any suggestions here? I really need health insurance... at some point I'd like to have children, and nevermind the fact that I just want to be covered in case of emergency. Thanks!Some additional details: I *did* qualify for COBRA and paid it, the last payment they did not receive in the mail so they cancelled me. I appealed it several times and lost it. My state does have a high risk pool but I was told I did not qualify. Any more information on this is appreciated. I make too much money to qualify for Medicare or prescription assistance. Thanks! more

Voting Question: Ideas for how to qualify for medicare to pay for tooth extraction?

I'm 68 and so qualify for medicare and have supplemental coverage by Humana. An oral surgeon exam indicated I need to have one premolar tooth extracted. A premolar tooth is one of the chewing teeth (as opposed to the front teeth which are used to "bite off" food). I plan to have this tooth replaced by an implant. An x-ray also revealed that I have a impacted wisdom tooth (still below the gum line) that has decay. Since it's still below the gum line, I consider that an INTERNAL infection. The oral surgeon also said this tooth needs to come out. Is there possibly a better argument than "getting rid of an internal infection", to use in order to have this extraction covered by Medicare/Humana? It's my understanding medicare will pay for tooth extraction when it is "medically necessary". Chewing food is a part of eating; eating chewed food provides the body with what it needs to sustain life. Thus I consider the premolar extraction and replacement with an implant "medically necessary". Can you suggest a better argument that would be more likely to get the procedures covered by Medicare/Humana? Thanks in advance for your insights. Rich in Minnesota USA more

Resolved Question: WHEN i first sign up for health insurance will they pay for my shots?

i want to sign up for humana one health insurance the basic plan, i need shots by februaury..... do you have this insurance? i live in orlando fl, for school i need shots but i need a whole list and alot are or almost 100 dollars i cants start school to i pay but my schools not helping me they wont tell me where to go or a cheap place theyre very unhelpful, i dont know about insurance but i need it to be able to cover shots more

Resolved Question: Best medicare insurance for dental ?

I just became disabled and qualify for Medicare I have been comparing plans ie Humana BlueCross and Aetna My question is... What carrier has the best coverage for dental. There are some than now offer dental and curious if anyone has a great Medicare approved Insurance Agent in Utah Many Thanks Ali more

Resolved Question: Dental Discount Plans?

I don't have dental coverage and I need a root canal. I saw a discount card (Humana dental discount: Texas dental plan) which is effective within 2 business days, cost $72 per year and has a one time $35 activation fee. A root canal would be $279 with this card. Does this seem to be a real scenario or is this a scam?? I found this information from dentists.com and even called a customer rep. and asked about it, but I'm just not sure. more

Resolved Question: Has anyone had experience with Humana One Health Insurance? Would you recommend it?

Lost group coverage, now I am faced with deciding on a plan more

Resolved Question: Ability to use Medicare Humana Gold Plan in Missouri and Florida?

Do you know if I enroll in the Humana Gold Choice plan in Missouri if I can use the same plan in Naples, FL? Granted, there is a "Humana Gold Choice" network in Florida but it would not be the same "plan". I was told that that shouldn't matter. As long as the doctor/hospital is in the "network" my coverage will be treated as in-network. Is that the case? more

Resolved Question: Will I be covered for a pre-existing condition since I've gotten married?

I just got married and switched from Humana to my husband's insurance, WPS, on 6/7/08, my wedding day. Humana was effective through 6/30/08. I saw my heart doctor for palpitations in February and in May 2008. I am planning to see a new heart doctor for the same thing with my new WPS insurance next week. My plan states: Waiting Period for Pre-Existing Condition * Applicable YES * Months Prior To Effective Date 6 * Waiting Period - Months 12 Will I be covered going to the new heart doctor next week? more

Resolved Question: what are the dental benefits in st. charles parish, la 70030 under the humana gold plan?

Resolved Question: Scared of picking the wrong health insurance!!!!?

In lieu of "Sicko", and reading so many horror stories on health care denials, unpaid claims, etc, etc; it really has me scared to pick an individual plan. I keep hearing that most of these "horror" stories, usually involve HMO's. I am going with a PPO, but nonetheless; I'm left pretty nervous. I am a healthy 30 year old, but I really need to vest in some individual insurance. I was thinking about going with BlueCross of Illinois, but I keep hearing (well reading) awful things about BlueCross BlueShield. Does anyone have ANY advice? Should I go with Humana, Aetna, United? I don't know WHAT to do?! more

Resolved Question: Scared of picking wrong health insurance!!!!!!?

Resolved Question: Planning for pregnancy. what are the things to look for in the insurance ?

I am on Humana ppo network . more

Resolved Question: Has anyone had any problems with Humans PPO medicare plan?

My parent requires oral surgery which will also require admission to outpatient due to other medical problems. We have made a total 10 calls to customer service and have asked what Humana PPO will pay, and we have been given 10 different responses. Everything from Humana will pay 100% to Humana will pay 30% after copays and deductibles. more

Resolved Question: Are there any complaints about Humana Advantage Plans?

checking for complaints with the new medicare heath care for seniors. more

Resolved Question: What if your doctor uses wrong code for preventive care for medicare related test?

I last had a pap done in 2005 which at the time had regular medicare. I now have Medicare Advantage Plan which they sent me says I am entitled to one prevention pap per year, with no copay. Medicare allows once every 2 years. Okay..Last one done was 2005. Humana told them they are medicare advantage and I am covered but they can't make them change the code. I asked what did I get that wasn't covered and doctors office kept saying medicare only pays every 2 years but this is 3 years since last one? Is there something I am missing? I don't think I should have to pay lab fee's and doctor copay because they are putting in the wrong code! more

Resolved Question: Does any one have humana health insurance?

If, so how was your experience with them? I'm thinking about applying to their Autograph Share 80/5000 Plus Rx & Doctor Visit Copay plan. more

Resolved Question: Herencia RACISTA en el aborto?

Herencia RACISTA en el aborto? Una extensa investigación publicada la agencia LifeSite News, demuestra las raíces racistas del movimiento controlista-abortista y evidencia que esta herencia se mantiene vigente en la actualidad, incluso con el desconocimiento de ciertos activistas que promueven la ideología anti-vida convencidos de que están “haciendo el bien”. El documento de 66 páginas lleva por título “El Racismo Inherente del Control Poblacional” y ha sido escrito por Paul Jalsevac. De acuerdo a la agencia, el texto explica “la rapidez de los masivos cambios sociales que han ocurrido en las últimas décadas y porqué fueron permitidos; así como las razones que llevaron a gobiernos, cortes, instituciones educativas, medios de comunicación y las Naciones Unidas a emprender políticas tan destructivas contra la vida, familia, religión tradicional y hasta ciertas libertades”. Según recuerda la agencia, a finales de la década del ’60 y principio de los ‘70s, el aborto comenzó a proliferar en muchas naciones occidentales. “Al mismo tiempo llegó una explosión de divorcios, uso de anticoncepción, la llamada liberación sexual y el desprecio por la moral general, la vida familiar y el respeto por la vida humana. No es coincidencia que todo esto haya resultado en una caída masiva de los nacimientos a nivel mundial y las dramáticas consecuencias económicas y sociales del choque demográfico”. La agencia precisa que “poco después que el aborto fue legalizado en Norteamérica, casi todos los activistas que se involucraron en la lucha pro-vida no se dieron cuenta de a quién y qué se estaban oponiendo”. "No tenían idea entonces, y lamentablemente, la mayoría aún no la tiene, de que el aborto era solo una parte de agendas internacionales mucho más amplias, respaldadas por varias organizaciones e individuos con intereses y ambiciones comunes", sostiene. Entre estos grupos, LifeSite cita a la Planned Parenthood “como la más influyente del mundo”. El informe sostiene que la difusión del aborto, la eliminación de los minusválidos, el avance de la eutanasia, la divorcio fácil, los miles de millones de preservativos enviados a África en vez de ayuda médica o alimentos, así como la forzada aceptación de la homosexualidad, han servido para ciertas personas y organizaciones, a dos objetivos principales: La disminución masiva de la población mundial. La ‘purificación’ de la raza humana a través de la eugenesia, eliminando a las personas consideradas no gratas física, mental, social y hasta económicamente. Al principio fue casi imposible para el reducido número de líderes pro-vida que se dieron cuenta de este panorama convencer a sus colegas y políticos amigos de asumir estas razones con seriedad. LifeSite sostiene que por años solo encontraron animosidad o acusaciones de “ridiculez”. Ahora, sin embargo, “La evidencia es tan abrumadora y su desarrollo tan avanzado que la gente está despertando. Además, esto no es una conspiración. Los que respaldan la disminución de la población y la eugenesia han hablado y escrito abiertamente sobre sus objetivos, aunque han recurrido a una gran cuota de manipulación y engaño para lograr sus metas”, agrega. "El Racismo Inherente del Control Poblacional" explica la teorías de sobrepoblación desarrolladas por Thomas Malthus, a través de Darwin, Francis Galton, la fundadora de la Planned Parenthood Margaret Sanger, las Naciones Unidas y la involucración de millonarios como Warren Buffet, Ted Turner, las familias Rockefeller y Ford. Según la agencia, la investigación es de lectura obligada “para todas las personas preocupadas por la vida, la familia y hasta la libertad”. Para algunos, no hay novedad en el documento, pero para la vasta mayoría su contenido es crítico. “Sin comprender esto, la mayoría seguirá luchando contra sombras e ignorará a los verdaderos criminales”. El texto completo en PDF en inglés puede descargarse en: http://www.lifesite.net/waronfamily/Popu... PROVIDA 111 NO ES UNA ONG,NO ES UNA RELIGION ,NO ES UNA POLITICA SOMOS SOLO UN GRUPO DE POCO MAS DE 5 JOVENES PREPARADOS QUE SE REUNEN A DEFENDER LA VIDA Y TE INVITAMOS A ELLO! http://www.provida111.blogspot.com/ http://www.provida1.blogspot.com/ fer uller,ancora x more

Resolved Question: How do I get secondary health insurance?

I'm a full time graduate student currently receiving health insurance through my parents. However, my coverage sucks and I would like to purchase secondary insurance. I looked through all the different plans on einsurance.com (united, humana atena, etc), but when I called they told me that I can't purchase it when I already have insurance. I did some searches for secondary health insurance, but I can't find companies specifically for secondary insurance. It seems that I should be able to purchase any type of insurance I want and that the secondary company should pick up some of what my primary doesn't. Right?Yes, I know. I want to purchase an individual policy to use as supplemental. I was told that I can't buy supplemental when I called einsurance. I don't understand why they cannot let me buy an individual policy to use supplemental to my primary insurance. Know what I mean? more

Resolved Question: Do Medicare Advantage PFFS plans have problems with doctors? Is there any balance billing on Coventry plans?

I am looking at PFFS plans from various insurance companies. They seem to have flexible coverage and allow freedom of choice. My question is a two-parter: 1) Are HMO and PPO Medicare Advantage plans better than PFFS plans or PFFS are better for consumers? 2) Is there a balance billing for any of the following plans: - Coventry Freedom - Humana - Aetna - Today's Options - Secure Horizons Your expertise would be welcome. more

Resolved Question: okay I accidentally bought 2 different individual health insurance plans which one should I keep?

I live in Alabama, and I'm a healthy 21 year old with no medical history.One plan is from Humana One wich will be $43.00 a month.The other is from Golden Rule wich will be $137.00 a month. Anyone that has experience with these company's please let me know about your experiences with them. Thanks!!! more

Resolved Question: Is there a program(s) available to assist senior citizens w/ humana script plan w/ unaffordable medication?

Resolved Question: Which insurance plans & companies will help pay for lap-band surgery?

I currently have United Health Care Choice Plus, but they do not cover any sort of bariatrics surgery. I am trying to find out which insurance would cover the surgery because I am changing insurance companies in a few months and I have a few different options (I don't know what they are yet). This was on the lap-band site but it's pretty vague: Below is a partial list of insurance companies that are known to either partially or completely cover LAP-BAND® System surgery. Please note that this list should not be construed as a guarantee that you will be covered - it is provided for informational purposes only: Aetna American Family Insurance Blue Cross (in many states) Cigna First Health Health Net Humana One Health United Healthcare Any advice is appreciated! more

Resolved Question: Florida Seniors: Which Medicare Supplement Plan do you find to have the best coverage for the money?

My mom lives in SW Florida & is trying to decide between the AARP plans, Humana, Blue Cross/Shield & others but it's so confusing she's having a hard time deciding. She needs prescription covereage as well. more

Resolved Question: Healthcare claims - Managed care/Hospice how to bill?

This may be a long shot, but can anyone here explain how to get a Medicare replacement plan (such as Humana Gold Plus Managed Care plan) to pay a claim for a skilled stay at a nursing facility when Hospice is involved? I have no problem billing Medicare directly when someone has Hospice but is being treated for a non-hospice related illness...I just use a condition code 07, but I can NEVER get any of my Humana part A claims to pay in this situation unless I bill Humana, get a denial that says I have to bill medicare, bill medicare and get a denial saying the person has a managed care plan, and then bill humana over and over again. I've actually got close to $40k on my aging that's over 120 days old and I really need to get those claims paid!!!! Any help???They eventually pay...but not for 10-12 months. The EOBs from Humana always say "if diagnosis not related to terminal condition, bill Medicare directly." I know Medicare will not pay, because the member has Humana, but this is what Humana requires every single time. I'm just wondering if there's a way to let Humana know that this is a non-terminal diagnosis claim at the time I submit it. I use www.availity.com to submit my Humana claims, which isn't necessarily using a UB92 or UB04...is there a way to get the claim to pay the first time around if I use a UB04 with some specific condition code or something? Like an 07 or perhaps a GW? more

Resolved Question: HUMANA PART D drug plan...my meds are $800 a month..i don't qualify for extra help..too many resources but not

in cash form....and live alone.........what are people with this plan doing when the $2,400 coverage limit arrives and they "i" have to pay 100%..???..another plan somewhere?? do i sell my belongings? help! more

Resolved Question: Bluecross v Humana what to do?

My dad is 78 years old and is currently enrolled with medicare. About a year ago a representitive from Humana visited him and convenced him to sign on with them. He already had a Medicare supplemental plan with Bluecross. Well I just recently found out that Bluecross doesn't cordinate payments with Humana. So he has been paying premiums to Bluecross and not receiving any benifits from them for over a year. Would he better off canceling the Bluecross and keeping Humana or caccelling Humana and keeping Blucross? I need some good advice. more

Resolved Question: How strict is Humana health insurance with pre-existing conditions?

I've had acne since my teens but it's really been bothering me lately psychologically and hurting alot when trying to sleep on my back from cysts. Also sometimes minor acne on my face has been causing permanent scars. I want to go to the dermatologist and see if I can get accutane, but I just got my health insurance beginning of the year and had no creditable coverage before that. According to their written policy, I might not be eligible since I actually went to the doctor and got antibiotics for acne less than 24 months before enrollment in the health plan. I would like to say that the condition manifested itself in the past month psychologically which caused me to seek out accutane, which is true. Should I even mention my past diagnosis can they check it somehow? I really don't want to pay $3000 out of pocket for accutane, but I feel I really need to do this now for my own well being. What should I say to the doctor, how much will they investigate preexisting condition more

Resolved Question: Speaking from experience, which would you say is the best health insurance for individual plans (i.e., not EEs

Including dental and vision benefits...I currently have Humana but have left my employee and am working self employed thus I need individual. THanks for ur feedback more

Resolved Question: Are you aware that you cannot DISENROLL from the medicare rx drug coverage plans? One year required coverage!?

I have been trying to assist my grandmother in "disenrolling" from Humana's Rx drug coverage plan, as she DOES NOT TAKE any medication and has NEVER used the coverage. I was told today by "Alitza", who could hardly speak English, that it is impossible to disenroll unless it is during the annual "enrollment" period. Does this make any sense? She has paid premiums for months and NEVER used the coverage, and is being told she CANNOT drop the coverage and is RESPONSIBLE for paying the premiums until the next "enrollment" period (Nov. 15th thur Dec 31). Then she can "disenroll" during this "enrollment" period. BEWARE OF THESE PLANS, ESPECIALLY BEWARE OF HUMANA. more

Resolved Question: Does anyone have experience with the "new Medicare Rx Drug Plan"?

Last year I assisted my grandmother in signing up for Humana's Part D (optional) prescription drug plan. She is not (thankfully) taking any medication on a regular basis. We did this as a precaution, since she is close to 80, in case she did need rx coverage in the future. The plan was $28.00 per month. She paid this for 10 months. However, on her FIXED income of Social Security, this began to strain her budget, so she wrote Humana a letter saying she no longer wished to be covered by the plan, and she stopped paying the premium. 3 months later, Humana is now sending her a bill for the remaining 2 months service (to equal one year). Plus they are adding a "penalty" each month. She is now objecting to this on principle. When I helped her sign up, there was NO indication that this was MANDATORY for the entire year. They are now calling her and threatening to turn her over to a collection agency. Is this how the Rx drug plan is suppose to "help" our elderly??? Anyone have any ideas? more

Resolved Question: Medicaid Health Plan for a newborn...????

We just got approved for Medicaid. They sent us a brosure to choose a plan for health coverage. I'm so dumn in this things. Most of my friends on UnitedHealthcare of Florida. Also I'm considering Humana Family. Can you please help me with the choice, what's the difference? And another question: on the bottom of the page it sais " free approved round trip transportation to medical appointments" with Humana Family plan. Does it mean they can give me a free ride to pediatrician or emergincy(I don't drive and my husband works a lot)? more

Resolved Question: Will my Humana drug plan cover prescription placebos?

Is there a generic option? more

Resolved Question: explorehumana.com?

there is a commerical for humana health insurance to receive a book on there insurance plans . more

Resolved Question: what is the best medicare rx. plan .your opinions ,we are in for 6 mo. now time to stay or change ...?

I dont like my plan i am searching ,I have Humana .Im wondering if ill like any of them .I tried to get in put on i won sound off but no answers.. more

Resolved Question: Is Bill Frist guilty of conflict of interest charges?

His (not-so) blindtrust company Humana Healthcare was the biggest winner in the new "Medicare prescription drugplan" we seniors were forced to buy. The plan was introduced as a government plan but is no different than the drug suppliment plans that were offered before Congress forced commere on American seniors. Is Frist guilty of conflict of interest, since his company made the most of this ruse? more

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Humana Inc.

Health insurance plans and related healthcare benefits for Medicare, individual or group health insurance. Manage your healthcare choices with Humana. more

Medicare Benefits and Plans: Find Affordable Coverage at Humana

Humana?s Medicare benefits and plan options cover all of your needs at an affordable cost. Learn about Medicare health insurance to help choose the right package. more

commonwealthky

commonwealthky more

Medicare Advantage Plans: Combine Your Health and Prescription Drug ...

The Medicare Advantage plan from Humana allows you to combine health and ... Humana Gold Choice PFFS plans deliver flexible coverage that's still affordable ... more

Humana for Insurance Brokers and Sales Agents

Find insurance plans, quicker quoting and health insurance market information you need. Humana has a site dedicated to insurance agents and brokers. more

Health Insurance by HumanaOne | Affordable Individual Health Insurance

Learn more about affordable individual health insurance plans and get quotes for medical insurance products offered by HumanaOne. Apply online. more

Dental Insurance - Group Dental Benefits

HumanaDental offers dental insurance to employers. Nation's second largest dental network. Affordable dental insurance plans are available from Humana. more

Florida Health Insurance | Available At Humana-One.Com

Florida health insurance and quotes are available from Humana-One.com. We offer flexible preferred provider organization health insurance plans and coverage options. more

Humana Health Insurance

Compare our health insurance carriers. Choose from hundreds of leading plans by leading carriers. Enter your zip code to receive a quote from Humana, Connecticare, ... more

Humana Health Insurance HSA Plans - HSA for America

Information and Instant Quotes on Humana Health Insurance HSA plans. ... Humana has recently revamped its HSA plans and rates, and now offers the most ... more

ORIENTACIONES PASTORALES

En efecto, fue en 1962 cuando los Obispos de Chile prepararon un primer “Plan Nacional de Pastoral”,... more

"CAPITULO 24"

- me dijo seria y me decidí a acatar el plan ingeniado minutos antes y vuelto añi cos al segundo que la vi. ... cuando humana, una actitud amable y alegre.... more

REFLEXIONES DE VIDA LA MADRE TERESA DE CALCUTA, AYUDAN A COMPRENDER Y VIVIR LA VIDA DEL Y EN EL MUNDO.

... itu, nuestra condición humana, desde un corazón PURO.... more

ENCIENDAN LA REJILLA II - PROPAGAR A LOS CUATRO VIENTOS - VISUALIZACIÓN MUNDIAL - 28 DE JULIO 2009

Entonces se ingenió un Plan para crear acontecimientos de proporciones Globales que permitiría... more

FRASES PARA MEDITAR

"La amistad, como el diluvio universal, es un fenómeno del que todo el mundo habla, pero que na more

Resumen de Zeitgeist

Nosotros veremos lo importante que es brindar a la mente humana la revolución radical.... more

Programa de Desarrollo Urbano: visión multi e intercultural

... del orden económico, como una condición para la sobrevivencia humana y un soporte para lograr un desarrollo durable, problematizando las bases mismas de l a producción.... more

http://del7007led-entradasanteriores.blogspot.com/2009/07/domingo-16-de-noviembre-de-2008-river.html

... tica para cumplir un plan de juego con participación de todos sus integrantes. ... No obstante la riqueza humana de su plantel —el más costoso y uno de los más... more

Health Savings Accounts

... us Post tags: Accounts, and, CDHP, FSA, HDHP, Health, healthcare, Healthy, HRA, Hsa, Humana, Insurance, Savings, Smart, Stay ... Doctors Weigh in on Obama Health Plan (13)... more

Catástrofes naturales

... s al crearse focos ígneos procedentes tanto de la naturaleza como por intervención humana. ... Ante estos hechos, se creó por disposición del poder Ejecutivo la existencia del Plan Nacional de Manejo del Fuego en 1996.... more

Rose Ann DeMoro: Go Ahead, Tax those Benefits, It's Central to the Health Plan (The Huffington Post)

Enough already on the hand wringing over the plan to start taxing employee health care benefits. more

Pennsylvania Students Walk More Than 5,000 Miles to Win the Humana Foundation's American Horsepower Challenge (Business Wire via Yahoo! Finance)

LOUISVILLE, Ky.----The Humana Foundation, philanthropic arm of health-benefits company Humana Inc., announced today that 100 students in U.S. Representative Jason Altmire's congressional district walked a combined 14.8 million steps to win first place in The American Horsepower Challenge. more

2009 Summer National Senior Games Send-Off Tour To Start In Louisville, Ky. (Business Wire via Yahoo! Finance)

LOUISVILLE, Ky.----The send-off tour for the 2009 Summer National Senior Games, presented by Humana, will begin in Louisville, Ky., on Wednesday, July 1. The biennial games, the largest multi-sport event in the world for seniors, will be held Aug. 1-15 in Palo Alto, Calif. more

Cherry Picking Will Hurt ObamaCare (Forbes)

The White House wants HMOs to open their doors to every single patient. Fat chance. more

Letters to the Editor (Uptown Gazette)

Thank you for the editorial last week on the partnership between the county and the community on the Termino Ave Drain Project (TADP). It is encouraging to see this project moving forward, not only for the benefits it will bring to Colorado Lagoon but, just as importantly, for the flood relief it will bring to impacted neighborhoods. more

Pontiac could get financial officer (The Oakland Press)

A chief financial officer appears to be in the city’s future. more

New $1 Trillion Price Tag May Advance Senate Health-Care Plan (Bloomberg via Yahoo! News)

June 26 (Bloomberg) -- Senate Finance Committee Chairman Max Baucus said the cost of health-care options being weighed by his panel can be cut to his goal of $1 trillion, potentially removing a major stumbling block to the legislation’s passage. more

Baucus Sees Cost of Health Plan Cut to $1 Trillion (Update2) (Bloomberg)

June 25 (Bloomberg) -- Senate Finance Committee Chairman Max Baucus said the cost of health-care options being weighed by his panel can be cut to $1 trillion over 10 years and won’t add to the deficit, citing the Congressional Budget Office. more

Insurers: Any Government-Run Health Plan 'Devastating' (Nasdaq)

WASHINGTON -(Dow Jones)- The nation's largest health insurer trade group issued their strongest stand to date Tuesday against a public health insurance option, saying that any government plan would force "devastating consequences" on the current insurance arrangements. more

Can Health Co-Ops Do the Job of a Public Plan? (Time.com via Yahoo! News)

Despite no public debate on the issue and scant knowledge about how health cooperatives could be set up, such self-sustaining, member-based organizations are suddenly emerging as the consensus alternative to a public plan more

Top Rated Health Plan in Texas | Autocarsinsurance.com - Auto ...

JD Power & Associates ranked Humana the top rated health plan in Texas for 2009, in overall customer experience. In addition to being rated as the top health plan in Texas, The Humana health plan that operates in Texas was rated as ... more

Top Rated Texas Health Plans

Humana was rated as the top Texas Health Plan by JD Power & Associates for 2009. more

Actuarial Jobs-Actuary Job-Humana-Actuary|Actuarial Director ...

Today, Humana is a leader in consumer engagement. Throughout its diversified customer portfolio, the company provides guidance that can both help lower costs and lead to a better health plan experience. Role: Actuarial Director ... more

How Can I Find A Health Insurance Provider That Will Cover Costs ...

Humana offers an individual plan in which you would pay a $50.00 copay for this drug if you are approved and no limitations are provided by underwriting department. You will have to admit during application you have acne, ... more

Manager of Sales Administration Job from Insurance Sales Web.com ...

Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals. Today, Humana is a leader in ... more

Insurance Choice Insurance Broker, Insurance Broker, Insurance ...

humana choice choice ins cigna choice hmo insurance insurance health plans choice supplemental health plan choice short term health insurance affordable choice individual choice student health insurance insurance kaiser dental choice ... more

Looking for Humana One Health Insurance? Yes, Humana One ...

AAHC (American Accreditation Healthcare Commission) and NCQA (National Committee for Quality Assurance) already give accreditation to Humana HMO plan. For its Transplant Management and Personal Nurses Services, Humana One Health ... more

Which Humana Plan Is Right For Me?

The first Humana plan is called the Autograph Total HSA, and this particular Humana plan comes in two flavors (integrated and non-integrated prescription deductible). The Autograph Total HSA Humana plan has a set deductible for the ... more

ISS - Public TRICARE military health plan most popular in South

Also, keep in mind that TRICARE is administered by private-health plans (Humana, HealthNet, and TriWest) that receive government funding, so this "single-payer" system is not as black and white as you present it to be. ... more

Under a Senate health care plan, you pay your own medical ...

Senators to weigh Democrats' plans to offer government health insurance to middle class. May 14th, 2009 Health insurance from Uncle Sam gets a lookWASHINGTON — Look out Aetna, Humana and UnitedHealthcare. Senators are meeting behind ... more

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